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Meet the Team

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Robert Collins

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Robert is your friend, neighbor, and personal hometown advocate. He graduated from Manor H.S. and ODU. Robert started helping people supplement their Medicare coverage with Blue Cross and Blue Shield in 1989. In 2005 & 2006 he supervised a service center in Chesapeake when Aetna launched its Medicare advantage programs. From 2008-2011, Robert made daily home visits to Optima Health Members throughout Hampton Roads. In order to get the most out of your Medicare coverage, contact Robert at (757) 535-8003.

Richard Hamlet

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Richard is a Virginia Beach native. Except for his time in the United States Army, he has called Hampton Roads his home. He is deeply involved in business finance and education at the college and university levels. Richard holds degrees from the Virginia Military Institute, Old Dominion University, and Northcentral University.  Richard has worked with clients in Medicare and helping them find coverages that match their needs. His goal is always to listen to the client and then make informed decisions that positively impact their health care and financial needs. If you would like to meet with Richard, please contact him at (757) 297-6130.

Jarrell Peppers

Jarrell is a licensed insurance agent who is passionate about helping families with financial protection. As a husband and father of 3 children, Jarrell's top priority is promoting strong, healthy families and communities. The insurance industry has blessed him with the opportunity to serve many by providing solutions and protecting generational legacy. Contact him to schedule an appointment at (757)-708-0650.

Dale White

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Dale was raised in Norfolk, VA and graduated from Maury High School, and Old Dominion University.  He began his career in the financial services industry in 1976.  He has been active as a founding elder in his church, and other faith based organizations.  He began assisting Medicare beneficiaries during the initial rollout of the changes to Medicare benefits in 2005.  Since that time he has been privileged to enroll and service over 5,000 Medicare and Medicaid beneficiaries.  Contact him to schedule an appointment

at (757) 650-2500.

Daniel White

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Daniel is a Hampton Roads native who graduated from Maury High School. He holds degrees from Old Dominion University, the University of Virginia, and Virginia Tech. The majority of his career has been spent working in the field of education. He began supporting seniors with finding solutions to fit their Medicare needs in 2014 and has helped over 200 beneficiaries in this time. He is passionate about getting to know his clients personally and recommending the products that best meet their unique needs. Contact him to schedule an appointment at (757) 641-7231. 

David White

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Following his father and brother's footsteps, David graduated from Maury and ODU. In his career that spans from customer service to quality assurance, David focuses on cultivating relationships with clients and paying close attention to the details. His main goal is ensuring members are informed about their coverage and comfortable with their decision. Contact him to schedule an appointment at (757) 641-6480.

Jesro Nesbitt

Jesro M. Nesbitt Sr. is a certified Community Health Worker, licensed and certified Medicare agent, Life, Health, and Annuity agent, business owner, and licensed Real Estate agent. After 27 years of employment, Jesro recently retired from Sentara Healthcare and is currently an independent licensed Medicare enrollment specialist. Contact him to schedule an appointment at (757) 663-9739.

Terrance Whidbee

Terrance Whidbee, has been a licensed Insurance Advisor since March 2015.  He is driven by a personal mission shaped by his upbringing as the youngest of eight children. Having witnessed the challenges his parents faced while navigating Medicare, life insurance, and long-term care services, Terrance developed a passion for ensuring seniors have the necessary information to make informed decisions about their coverage. Married to his wife Kelly for 26 years, Terrance is a proud father of two children and a grandfather to one granddaughter. In his free time, he enjoys spending time with his family, participating in church activities, and traveling with Kelly. Contact him to schedule an appointment at

(757) 434-7349. 

Shermaine Odom

Shermaine has been working in the senior industry for over 15 years and she has a genuine love and respect when it comes to helping seniors. Shermaine is a Hampton Roads native who was raised in a household with her maternal grandparents. That is where her passion to work with seniors comes from. In her spare time, she enjoys spending time with God, serving in her community and being on the ocean. Contact her to schedule an appointment at (757) 996-5767.

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